yappayGet early access

Group payments, closed in one tap

One person pays. Everyone settles up — instantly.

Fund a wallet, split the bill, and let Yappay debit each share in real time — for dinners, trips, rent, and shared subscriptions.

Get early accessSee how it works
yappay

Tonight

Dinner · £84.00

÷ 4 = £21.00 each

  • Alex (nominee)paid
  • Sam£21.00
  • Jordan£21.00
  • Riley£21.00

How it works

1

Start a group

Name it, pick one-time, trip, or ongoing, and add the people around the table.

2

One tap pays

The nominee taps the Yappay card — or the group pools first and we pay the merchant as one sum.

3

Shares settle instantly

Each wallet is debited its share. Shortfalls hit a backup method, not an IOU spreadsheet.

Built for the table, the trip, the flat

Nominee flow

One person (or the Yappay card) pays the merchant. Everyone else is debited their share from their wallet — instantly.

Direct to merchant

Skip the middleman: each person pays their portion straight to the venue, or the group pools first and Yappay pays as one sum.

Split your way

Equal, custom, percent, shares — or scan a receipt, claim line items, and settle only what you ordered.

Groups that last

One-off tabs, trip pots, or ongoing housemate groups. Recurring bills pull each share on schedule.

Wallet & card

Add a balance to go live. Tap to pay with a Yappay card funded from your wallet, with backup methods only if you're short.

Splitway

The same engine, as an API and SDK for banks, fintechs, and wallet apps that want group payments without building them.

Splitway

The group-payment engine for banks, fintechs, and wallet apps.

White-label the same nominee, pool, and settle engine for banks, fintechs, and wallet apps.

Get early access

We're opening Yappay with friend groups in the UK first. Leave your email and we'll be in touch.